07486 078008 contact@p3mortgagegroup.co.uk

First time buyer

There are many different schemes being offered for first-time buyers so whether you are considering Help to buy Shared ownership, Right to buy or Standard lending, P3 can help guide you through the process, step by step and ensure you receive the best advice and mortgage product to get you on the property ladder.

Re-Mortgage

Shopping around for a better deal has never been easier and with hundreds of lenders to choose from to suit your personal circumstances. Whether it’s home improvements or debt consolidation, P3 are here to make it happen.

Buy to let , Ltd Company & Portfolio landlord

Changes to the underwriting standards and taxation applied to buy to let mortgage contracts means that this area can now be a minefield. Whether you are looking for your first buy to let investment or refinancing your existing portfolio P3 will help fund the right solution to meet your needs. (Please note that some forms of BTL mortgages are not regulated via the FCA)

Home movers

Moving home can be a very stressful but equally exciting time, P3 will guide you through the process step by step and find the best financing for your next venture.

Self employed and contractors

Sole trader or Ltd company, P3 can secure you a great deal even with just one year’s accounts. Contractor mortgages are becoming more popular and P3 will source the best product to fit with your employment circumstance.

Hight Net Worth & Complex Income

For clients who are looking for mortgage loans of £1 million-plus and who may have complex circumstances, we have partnered with master specialist firms, these partners are experts in large mortgages and understand the need for specialist advice in this area.

Commercial

Commercial mortgages are available to all applicant types; individuals, partnerships, limited companies, trusts, pension schemes, complicated and layered company structures, including situations where the property is owned by or to be purchased in the name of the directors and rented to their business. Whether it is Property Investment, Property Development Finance, Development Funding, our specialist master broker service ensures a full understanding of both the business and the funding requirements in detail, delivering not just any deal but the right deal. * (Please note that the services noted will be referred to a 3rd party and if subsequently proceeded with, the firm may receive a fee)

Overseas

We’ve helped many clients buy an overseas property via our specialist overseas lenders. From far-flung destinations to the more popular markets of France and Spain, we’ve secured finance for properties here, there and almost everywhere. Whether you’re looking for a French/Spanish mortgage or something further afield, we make the process of getting a mortgage overseas less stressful and a whole lot easier. If you are buying abroad, we recommend that you use foreign currency exchange specialists which we can also assist you with. (see currency transfer in other services). * (Please note that the services noted will be referred to a 3rd party and if subsequently proceeded with, the firm may receive a fee)

Self Build

When it comes to helping our clients renovate a property to live in, the majority of mainstream lenders will only offer a mortgage on a property that they consider to be habitable (has a working bathroom and kitchen) — eliminating many ‘unconventional’ and renovation projects. With a stage payment mortgage, clients can borrow enough to repay current mortgage and improvement works in full. We can find exclusive mortgages with upfront stage payments based on project costs giving certainty in budget and the funds needed to get the job done. When the works are complete P3 can then refinance the mortgage to a traditional mortgage product.

Bridging and second charges

Bridging (or sometimes called short term finance) is funding designed to get a borrower from where they are now to where they want to be in a short space of time. This has evolved over the years and the term now extends to all types of funding where either a quicker than usual funding line is needed, whether it is a chain break or Auction purchase, P3 can find the right solution for your next venture. * (Please note that the services noted will be referred to a 3rd party and if subsequently proceeded with, the firm may receive a fee)

Specialist Lending

We have access to specialist packagers and lenders who can help find solutions to anything from poor credit history to non-standard construction if there is a solution P3 will find it.

Thank you so much for all your help and attention along the way. I will always recommend the excellence of your service.
You put me back on the property ladder after the savage financial effects of divorce and that is a more than small miracle.
Thank you also for your kind card. I have every hope that I shall be able to call upon your expertise again.

Mr J Elphick-Smith
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